Home Depot uses a variety of creditors, including banks, credit unions, and other lenders.
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Interest coverage ratio
Home Depot uses Experian for credit reporting.
There is no set credit score required for a Home Depot card, but applicants with higher credit scores are typically approved more easily.
Home Depot does not do a hard credit check. They will pull your credit report, but it will not affect your credit score.
Lowes uses a variety of credit providers, including Synchrony Bank, Wells Fargo, and Capital One.
There is no set credit score required for a Lowes card, but applicants with good or excellent credit are likely to be approved. Those with lower credit scores may still be approved, but may be charged a higher interest rate.
The Amazon credit card has different requirements depending on what type of card you are applying for. For the Prime Store Card, you need a credit score of at least 630. For the Amazon Rewards Visa Signature Card, you need a credit score of at least 670.
There is no set minimum credit score for a Walmart card. However, the card issuer, Synchrony Financial, will likely consider your credit score when determining your eligibility for the card. Generally, you’ll need a credit score of at least 660 to be approved.
Yes, Home Depot credit card instant approval is available for qualified applicants. The approval process is fast and easy, and you can be approved in as little as 60 seconds.
Lowes does a hard pull for credit, but it’s worth it because of their excellent return policy. I’ve returned several items over the years with no problems.
Lowes does use TransUnion and Equifax.
No, Synchrony Bank does not own Lowe’s. Lowe’s is a publicly traded company, and Synchrony Bank does not own any shares of it.
There is no specific limit on the Home Depot credit card, but it is subject to the same credit limit as your other credit cards.
Synchrony Bank pulls credit information from Experian.
The Home Depot credit card is issued by Wells Fargo.
You can call the Home Depot corporate office at 1-800-466-3337.